Australian ‘baby boomers’ have always caused waves, be it in Music, Technology, Politics, or Social Issues. Now as they move into retirement, the groovy generation is about to need more access to hospitals and aged care facilities. At the same time, the economy will have to deal with workforce shortages, and Government revenue will reduce …
How the retirement of the Boomers will affect the economy Read More »
Retirement: Welcome…you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up – a Caribbean cruise, major home renovations, upgrading the car, or maybe helping your kids. Of course you deserve to celebrate your retirement, but bear in …
Traps to avoid in Retirement Part 1: Going too hard too fast Read More »
To downsize, or not to downsize!? This is the question facing many home-owning Australians as they prepare to enjoy slowing down for their retirement years. And the answer is, it depends. There are many factors to consider when weighing up the decision of whether to sell the family home or not, and it depends on …
Spring is in the air! Here’s an opportunity to make a fresh start for your financial future. Make the most of this spring and summer holidays to sort out your finances. We’ve broken it down into five bite-sized, manageable steps for you to tackle over the holidays, because real change takes time! Below is a …
While retirement should be the best years of your life, many Australians make simple, avoidable mistakes with their finances that can leave them dependent on the age pension and without the funds to give them choices. However, with some simple good advice at the start of retirement, these mistakes can usually be avoided, leaving retirees …
Australians are living longer than ever, thanks to better health and medical advances. That means the longer you live, the more money you will need for your retirement. Whatever your plans, it’s vital you have a strategy in place so that you can build your retirement savings as much as you can before you retire. …
Will you be able to live the retirement lifestyle you want to? Read More »
Financial planning. That’s for people with 𝐥𝐨𝐭𝐬 of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the whole process of creating wealth in the first place is having a good financial strategy. For many people that strategy is taking each day as it comes …
Nearly everywhere you turn, from friends and colleagues to news channels, you can find someone with a strong opinion about the financial markets. At the moment, it seems that the news on so many fronts is bad with skyrocketing energy costs and both equity and bond markets down significantly since the start of the calendar …
If you’ve had Superannuation for several years, you would have seen that all investment markets have their ups and downs. Regardless of the investor’s experience, turbulent times are a cause of anxiety, and this can lead to poor decision-making. So, considering the fact that turbulent markets are inevitable, with very unpredictable timing and recoveries, how …
On the news, you’ll hear updates about the “All Ords”, the “Nasdaq”, the “Dow Jones”, and the “Nikkei” – These are all major share market Indices. In this article, we discuss: what are these indices? And what do their movements tell us about our investments? 𝐓𝐡𝐢𝐬 𝐚𝐫𝐭𝐢𝐜𝐥𝐞 𝐦𝐚𝐲 𝐧𝐨𝐭 𝐛𝐞 𝐟𝐨𝐫 𝐞𝐯𝐞𝐫𝐲𝐨𝐧𝐞, 𝐛𝐮𝐭 𝐢𝐭’𝐬 𝐚 …
What is a Market Index and how might it affect your investments? Read More »