You might think that only importers and exporters pay attention to the value of the Aussie dollar, but movements in the exchange rate affect us all. You’ll be even more aware of this if you’re planning an overseas trip! After peaking at US$0.81 in January 2018, the Australian dollar fell as low as US$0.68 in …
How does the value of the Aussie Dollar affect you? Read More »
The word ‘inflation’ doesn’t only dominate business news headlines, but finds its way into our everyday conversations also. So, what is inflation and how does it affect you? In simple terms, inflation signifies a rise in the price of goods and services, meaning you pay more for every purchase you make. 𝐇𝐨𝐰 𝐚𝐫𝐞 𝐰𝐞 𝐢𝐧 …
Not a day goes by where we don’t hear about the topic of bitcoin in the news, from friends or family, or on social media. The past few years have seen an increase in the popularity of digital assets such as cryptocurrency and Non Fungible Tokens (NFTs). Direct shares and managed funds are also digital …
Resilience is the ability to quickly recover from setbacks. While setbacks can come in many forms, most of them will have a financial component. So what can you do now, to build financial resilience? 𝐄𝐱𝐩𝐞𝐜𝐭 𝐭𝐡𝐞 𝐮𝐧𝐞𝐱𝐩𝐞𝐜𝐭𝐞𝐝 Rarely do we get any advance warning that something bad is about to happen to us, so the …
Retirement means different things to different people, and is an exciting phase in your life. For some, it’s an opportunity to travel, to begin that project they’ve been putting off for years, or to just relax, spend time with the grandkids and dabble in their favourite hobbies. Retirement should be a time to relax and …
3 Things You May Have Forgotten To Plan For In Retirement Read More »
Many Australians caught in the hustle and bustle of full-time work, dream of the possibility of taking early retirement. Imagine spending their days traveling or enjoying time with family, or doing nothing much at all. There’s even a name for it these days…it’s called FIRE. 𝐓𝐡𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐝𝐞𝐩𝐞𝐧𝐝𝐞𝐧𝐜𝐞, 𝐑𝐞𝐭𝐢𝐫𝐞 𝐄𝐚𝐫𝐥𝐲 (𝐅𝐈𝐑𝐄) movement is prompting more …
As we’re becoming increasingly aware of the environment and global warming, more and more investors are looking at how they can make a difference and choose sustainable or ethical investments as part of their portfolio mix. So what exactly is an ethical investment? The answer can vary depending on your own personal values and attitudes, …
What you need to know about sustainable investing Read More »
An increasing number of Australians are opting to live in retirement villages, and while pitched at the ‘over-55s’, the average age of entry is 74, and the average age of residents is 81.
Investment Ownership Model When investing, it’s vital to get the following things right: Your investments must be suitable for your investment time frame They must be diversified The ownership model and tax structure should also be considered… However, selecting the right ownership model is often something that people tend to overlook. How you own your …
6 Unhealthy Financial Habits That Are Keeping You In Debt Listening to people’s financial problems is part of my role as a Financial Planner. No matter what the circumstances, debt certainly plays a big role in everyone’s situation. Australia is fast becoming the nation with the highest household debt. And many have more debt than …
6 Unhealthy Financial Habits That Are Keeping You In Debt Read More »